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We offer statewide down payment assistance, first-time home buyer programs, home buyer tax credits and other various loan programs in Texas. The programs will vary depending on income, job position and location. Our goal is to provide you a fast pre-approval and give you the knowledge needed to have a successful home purchase experience.

Some Noticeable Things before Getting a Home Loan If so, you might have to provide some additional documents during the mortgage pre-approval process. This might include balance sheets, a profit-and-loss (P&L) statement, or federal tax statements for the last two years. Note: This is just a generic list of mortgage pre-approval documents. It includes some of the most commonly requested items.

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We offer down payment assistance mortgage programs to first-time homebuyers and other qualified homebuyers including the TDHCA Bond 77 and the TSAHC Bond.. Texas State Affordable Housing Corporation (TSAHC) USDA Rural Housing loan program;. odessa Texas First-time Home Buyer Programs.

Mortgage Down Payment Assistance (DPA) programs are available to those who can’t afford to put down a large amount to cover the down payment on a home. Some programs require 0% down. DPA programs are gold for First-Time Home Buyers and even veterans of the mortgage process.

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Our programs can be combined with other down payment assistance and MCC programs. Home buyers are not required to stay in the home for any number of years. Borrower can purchase anywhere in Texas. We serve more than just Texas Heroes. Remember, anyone at or below 80% AFMI may be