A mortgage loan or, simply, mortgage (/ m r d /) is used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose, while putting a lien on the property being mortgaged.

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[FAQ] CRASH PLANNING: Homes, Mortgages & Opportunities by Lynette Zang Mortgage: A mortgage is a debt instrument , secured by the collateral of specified real estate property, that the borrower is obliged to pay back with a predetermined set of payments. Mortgages.

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When you get a mortgage, you may think that the lender will hold and service your loan until you pay it off or sell your home. That's often not the case. In today's .

A mortgage is a loan extended to you by a lender for the purpose of buying a home. Typically, you have many years to pay back the mortgage,