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When you need El Paso conventional home loans, make sure to confirm that you qualify. Requirements for a conventional home loan may include your work history and salary level, as well as a strong credit score.

FHA loans are bad credit home loans in El Paso that are insured by the federal housing administration, which provides lenders with extra protection if you are unable to pay off the mortgage. Because of this protection, mortgage companies in El Paso, TX are willing to accept applications that would be rejected outright for a conventional loan.

Use this Texas mortgage calculator to determine your monthly home payment using real mortgages, and local data on insurance, PMI and real estate taxes.. El Paso, $3,069, $113,900, 2.69%. Ellis, $3,262, $145,400, 2.24%. Erath, $3,121 .

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